KEPASTIAN HUKUM BAGI KREDITUR DENGAN JAMINAN SERTIFIKAT HAK MILIK
Abstract
A practice that is widespread in banking, credit collateral is material in the form of land. In credit agreement practice, defaults often occur, therefore collateral is needed, so that credit agreements gain trust and have high economic value. In this writing, the author aims to find out the legal certainty of creditors regarding collateral in the form of property rights certificates in credit agreements and to find out what the judge's decision was in decision number 8/Pdt.G.S/2021/PN.Kwg. This research uses a normative juridical approach. This research concludes that in credit agreements with collateral, legal protection for creditors is very necessary. Therefore, material collateral is needed to minimize the risk of default by the debtor. Article 6 of the Mortgage Rights Law states that if there is a breach of contract in a credit agreement, the first mortgage holder has the right to sell the collateral that is the object of the mortgage through a public auction.
Downloads
References
Ahmadi Miru, & Sakka Pati. (2018). Hukum perikatan: Penjelasan makna Pasal 1233 sampai 1456 BW. Depok: RajaGrafindo Persada.
Ashari Tampil Siregar. (2005). Pendalaman lanjutan Undang-Undang Pokok Agraria. Medan: Pustaka Bangsa Press.
Bahsan. (2008). Hukum jaminan dan jaminan kredit perbankan Indonesia. Jakarta: RajaGrafindo Persada.
Bagir Manan, & Kuntanan Magnar. (2017). Beberapa masalah hukum tata negara. Bandung.
Kitab Undang-Undang Hukum Perdata.
Miftah Arifin. (2020). Membangun konsep ideal penerapan asas itikad baik dalam hukum perjanjian. Jurnal Ilmu Hukum.
Moch. Isnaeni. (2016). Hukum jaminan kebendaan. Jakarta: LaksBang.
Priyo Handoko. (2006). Menakar jaminan atas tanah sebagai pengaman kredit. Jember: Centre for Society Studies.
Putusan Pengadilan Negeri Karawang Nomor 8/Pdt.G.S/2021/PN.Kwg.
R. Setiawan. (2007). Pokok-pokok hukum perikatan. Bandung.
Rheza Narendra Putra Pratama. (2020). Hukum perjanjian kredit dengan jaminan tempat usaha. Jurnal Ilmu Hukum.
Riduan Syahrani. (1999). Rangkuman intisari ilmu hukum. Bandung.
Santoso Urip. (2010). Pendaftaran dan peralihan hak atas tanah. Jakarta: Kencana.
Siyasah. (2021). Asas kepastian hukum menurut para ahli. Jurnal Ilmu Hukum.
Undang-Undang Nomor 4 Tahun 1996 Tentang Hak Tanggungan.
Undang-Undang Nomor 5 Tahun 1960 Tentang Pokok Agraria.
Undang-Undang Nomor 10 Tahun 1998 Tentang Perubahan Atas Undang-Undang Nomor 7 Tahun 1992 Tentang Perbankan.
Yahya Harahap. (1986). Segi-segi hukum perjanjian (Cetakan kedua). Bandung: Alumni.
Copyright (c) 2024 Elvira Rosdiana Dewi, Lia Amalia, Muhamad Abas
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
