THE IMPACT OF COUNTERFEIT MONEY CIRCULATION ON MONETARY STABILITY AND THE ROLE OF BANK INDONESIA IN HANDLING IT
Abstract
The circulation of counterfeit money in Indonesia poses a serious threat to monetary stability and public trust in the rupiah. This issue can disrupt the financial system, undermine the credibility of legal tender, and weaken the effectiveness of monetary policy. Bank Indonesia, as the central bank, plays a critical role in maintaining the integrity of the national currency and ensuring a smooth payment system. Counterfeit money not only undermines the currency’s value but also creates challenges for economic growth and stability. This study aims to analyze the impact of counterfeit money circulation on Indonesia’s monetary stability and evaluate the role of Bank Indonesia in mitigating its effects. Using a normative juridical method with a qualitative descriptive approach, the research relies on secondary data obtained through literature reviews, legal instruments, policy reports, and publications from relevant institutions such as Bank Indonesia and law enforcement agencies. The data are analyzed by interpreting legal norms, institutional functions, and strategic efforts concerning monetary stability. The findings indicate that Bank Indonesia has implemented multi-faceted mitigation strategies, including enhancing the security design of the rupiah, improving public financial literacy through campaigns like “Love, Proud, Understand Rupiah,” and strengthening cooperation with law enforcement to address counterfeit money circulation. However, challenges remain, particularly with technological advancements used by counterfeiters and insufficient public awareness. The study concludes that Bank Indonesia’s role must be continuously strengthened, not only in legal and technological measures but also in increasing public engagement to safeguard the rupiah and ensure monetary stability.
Downloads
References
Affandy, R. S. H., & Yusuf, H. (2024). Tindak Pidana Pengedaran Uang Palsu: Analisis Yuridis, Dampak Ekonomi, Dan Strategi Penanggulangan Dalam Rangka Menjaga Stabilitas Sistem Keuangan Nasional. Jurnal Intelek Dan Cendikiawan Nusantara, 1(6), 10660–10668.
Alfaridzi. (2024, September 28). Bagaimana Upaya Bank Indonesia Untuk Mencegah Pemalsuan Uang Kertas? Jadipcpm.Id. https://jadipcpm.id/bagaimana-upaya-bank-indonesia-untuk-mencegah-pemalsuan-uang-kertas/
Andhisa, B. P., & Pratama Hapsari, I. (2023). Kebijakan Kriminalisasi Pelaku Pemalsuan Uang di Indonesia. UNES Law Review, 6(1). https://doi.org/10.31933/unesrev.v6i1.1020
Bank Indonesia. (2024). Pencegahan dan Pemberantasan Uang Rupiah Palsu. Bank Indonesia.
Bintoro, D. R. (2024, October 6). Bank Indonesia Edukasi Cinta Bangga Paham Rupiah Bagi Guru Penggerak. Cilacapkab.Go.Id. https://cilacapkab.go.id/v3/bank-indonesia-edukasi-cinta-bangga-paham-rupiah-bagi-guru-penggerak/
Dewi, E. (2014). Penegakan Hukum Terhadap Pelaku Tindak Pidana Pemalsuan Uang dan Pengedar Uang Palsu di Kota Bandar Lampung. Keadilan Progresif, 5(1).
Fuady, M. (2018). Metode riset hukum: Pendekatan teori dan konsep. Depok: Rajawali Pers.
Hehanussa, D. J. A., Sopacua, M. G., Surya, A., Titahelu, J. A. S., Monteiro, J. M., Siregar, R. A., Bagenda, C., Rinaldi, K., Rifa’i, I. J., & Nurwandri, A. (2023). Metode Penelitian Hukum.
Humas Polres. (2023, August 23). Cara Pencegahan dan Pemberantasan Uang Palsu. Polreskudus. https://polreskudus.com/2023/08/28/cara-pencegahan-dan-pemberantasan-uang-palsu/
Kepala Perwakilan Ombudsman. (2024, November 24). Maraknya Berita Uang Palsu, Ombusman Sulbar: Tingkatkan Pengawasan. Ombudsman.Go.Id. https://ombudsman.go.id/perwakilan/news/r/pwk--maraknya-berita-uang-palsu-ombusman-sulbar-tingkatkan-pengawasan
Kusuma, M. T. (2025, February 7). Peredaran Uang Palsu: Tantangan dan Peluang BI Sebagai Penjaga Rupiah Peredaran Uang Palsu: Tantangan dan Peluang BI Sebagai Penjaga Rupiah. CNBC Indonesia. https://www.cnbcindonesia.com/opini/20250207110822-14-608788/peredaran-uang-palsu-tantangan-dan-peluang-bi-sebagai-penjaga-rupiah
Nugroho, R. (2020). Public Policy 6-Edisi Revisi. Elex Media Komputindo.
Parlementaria. (2025, February 3). Keamanan Uang Rupiah Harus Ditingkatkan, Demi Cegah Uang Palsu Beredar. Peruri. https://www.peruri.co.id/news/keamanan-uang-rupiah-harus-ditingkatkan-demi-cegah-uang-palsu-beredar
Rahayu, Y. P., Riantoro, D., Mansim, N., & Bauw, S. A. (2023). SOSIALISASI CINTA, BANGGA & PAHAM RUPIAH (CBR), MANAJEMEN UANG SEJAK DINI & ROLEPLAY JUAL BELI. RESWARA: Jurnal Pengabdian Kepada Masyarakat, 4(2). https://doi.org/10.46576/rjpkm.v4i2.3057
Sigalingging, H., Setiawan, E., & Sihaloho, H. D. (2004). Kebijakan Pengedaran Uang di Indonesia. In Jakarta: PPSK BI (Issue 13).
Sinulingga, L. C. E. (2025, February 3). Mencegah Uang Palsu, Tugas Siapa? Kompas.Com. https://money.kompas.com/read/2025/02/03/053633326/mencegah-uang-palsu-tugas-siapa?page=all
Sumardijanto, S., Sucitra, I. G. N. B., & Subanidja, S. (2023). Strategi Preventif Pencegahan Peredaran Uang Palsu Di Indonesia. Innovative: Journal Of Social Science Research, 3(5), 9744–9755.
Wajdi, F. (2022). Hukum dan Kebijakan publik. Sinar Grafika.
Winarno, B. (2016). Kebijakan publik era globalisasi. Media Pressindo.
Zulkarnaen, Z. (2021). Pemalsuan Uang dan Stabilitas Kamdagri. Jurnal Ilmu Kepolisian, 14(3). https://doi.org/10.35879/jik.v14i3.277
Copyright (c) 2025 Chanandika Dafri Widagdo, Hery Firmansyah

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.