WANPRESTASI TERHADAP PELAKSANAAN PEMBAYARAN KLAIM DALAM PERJANJIAN ASURANSI PENDIDIKAN

Sri Amanda Dewi; Susilo Wardani

doi:10.56301/juris.v8i2.1441

Sri Amanda Dewi Universitas Muhammadiyah Purwokerto
Susilo Wardani Universitas Muhammadiyah Purwokerto

DOI: https://doi.org/10.56301/juris.v8i2.1441

Keywords: Wanprestasi, Perjanjian, Asuransi Pendidikan

Abstract

This study aims to determine and analyze the implementation of the agreement between the insured in the Education insurance at PT. AJB Bumiputera Purwokerto and to determine and analyze the legal efforts to resolve the default on the payment of education insurance claims made by PT. AJB Bumiputera 1912 Purwokerto. The data analysis method in this study adopts the normative legal method descriptively to describe the current state of the subject or object of research based on the observed facts. The results of the first study showed that the implementation of the insurance agreement gave rise to rights and obligations agreed upon between the insured and the insurer, namely PT. AJB Bumiputera 1912 Purwokerto. These rights and obligations include the fulfillment of payment of education insurance claims in accordance with the provisions stated in the policy. After the agreement was implemented, the policy payment to the insured at the policy maturity date did not receive payment so that the insurer had committed a default in the form of delays in payment of education insurance claims for PT. AJB Bumiputera 1912 Purwokerto. The results of the second study were efforts to resolve disputes over defaults due to late payment of claims by PT. AJB Bumiputera 1912 Purwokerto the insured demands compensation through mediation, lawsuit, and arbitration.

Downloads

Download data is not yet available.

References

Andriani, Atika, (2022). Analisis Implementasi Strategi Pemasaran Asuransi Pendidikan Mitra Iqra Plus Dalam Kajian Asuransi Syariah (Studi kasus di PT Asuransi Jiwa Syariah Bumiputera, KPS Medan). Skripsi thesis, Universitas Islam Negeri Sumatera Utara Medan

Ariasih Made Putri, (2015), “Penentuan Cadangan Premi Untuk Asuransi Pendidikan”. E-Jurnal Matematika Vol.4 (1), Januari. Fakultas MIPA Universitas Udayana

Ayusifa Anggraini, (2021), “Perlindungan Hukum Bagi Pemegang Polis Dalam Hal Keterlambatan Pembayaran Klaim Asuransi Pada Asuransi Jiwa Bersama (AJB) Bumi Putera Cabang Pariaman”, Skripsi, Padang: Universitas Andalas.

Budiman, H., Dialog, B. L., Rifa’i, I. J., & Hanifah, P, (2022), Perlindungan Hukum bagi Pemegang Polis dalam Penyelesaian Klaim Asuransi pendidikan. Logika: Jurnal Penelitian Universitas Kuningan, 13(02).

Fajrin Husein, (2016), “Perlindungan Hukum Terhadap Pemegang Polis Asuransi Menurut UU No. 40 Tahun 2014 Tentang Perasuransian”, E-Jurnal Fakultas Hukum Lex Crimen, Vol. 5 (6).

Johny, Ibrahim, (2011), Teori dan Metode Penelitian Hukum Normatif Edisi Pertama, Jakarta, Salemba Daniyah, hlm 57

Kustanto, Anto, and Adityo Putro Prakoso, (2021), "Polis Sebagai Kekuatan Hukum Dalam Asuransi." QISTIE 14.1.

Listia, F., & Yani, T. A, (2024), Wanprestasi Terhadap Pelaksanaan Pembayaran Klaim dalam Perjanjian Asuransi Pendidikan pada Asuransi jiwa Bersama 1912 Banda Aceh. Jurnal Ilmiah Mahasiswa Bidang Hukum Keperdataan, 8(1).

Mariam Darus Badrulzaman, et.al, (2001), Kompilasi Hukum Perikatan Dalam Rangka Memperingati Memasuki Masa Purna Bakti Usia 70 Tahun, Citra Aditya Bakti, Bandung, hlm.65.

Rudy Haposan Siahaan, (2017), Hukum Perikatan Indonesia Teori Dan Perkembangannya, Intelegensia Media, Malang, hlm.37.

Syailendra, M. R., William, K., & Liberty, G, 2023, Wanprestasi Dalam Perjanjian Asuransi (Studi Putusan PN Jakarta Selatan Nomor 482/PDT. G/2020/PN JKT. SEL). Jurnal Ilmiah Wahana Pendidikan, 9(19).