KEABSAHAN PERJANJIAN DAN KEDUDUKAN PINJAMAN ONLINE ILLEGAL SEBAGAI KREDITUR DALAM KEPAILITAN
Abstract
Online loans in Indonesia are becoming a growing business. Every day there are more and more online loans, some of which are even illegal.This scientific article was written to examine the bankruptcy that can be occurred in online loan debtors. The purpose of this article is to provide answers to what can be done when an illegal online loan debtor goes bankrupt. because online loans are a type of debt, they can be a reason for bankruptcy. Therefore, this research is expected to help bankrupt debtors if they are caught in illegal loans. The research was conducted normatively using books, journal articles, and articles in online media as research sources. Using the sources, researcher make facts based on the writings. The study concluded that illegal online loan agreements are valid in the eyes of the law until the agreement is terminated by a judge.
Downloads
References
Amru, A. (2025). PERJANJIAN PINJAMAN ONLINE TANPA AGUNAN. 1(1).
Ariawan, I. G. K. (2013). METODE PENELITIAN HUKUM NORMATIF. Kertha Widya : Jurnal Hukum, 1(1), 21–30. https://doi.org/10.37637/kw.v1i1.419
Arvante, J. Z. Y. (2022). Dampak Permasalahan Pinjaman Online dan Perlindungan Hukum Bagi Konsumen Pinjaman Online. Ikatan Penulis Mahasiswa Hukum Indonesia Law Journal, 2(1), 73–87. https://doi.org/10.15294/ipmhi.v2i1.53736
Aulia Rahmatul Azizah, Harjun, & Hidayat, M. W. (2025). ANALISIS IKLAN PINJAMAN ONLINE DALAM MEMPENGARUHI POLA PIKIR KONSUMEN. NUBUWWAH : Journal of Communication and Islamic Broadcasting, 3(1), 16–31. https://doi.org/10.21093/nubuwwah.v3i01.8106
Disemadi, H. S., & Gomes, D. (2021). PERLINDUNGAN HUKUM KREDITUR KONKUREN DALAM. Jurnal Pendidikan Kewarganegaraan Undiksha, 9(1), 123–134. https://doi.org/10.23887/jpku.v9i1.31436
Fatmawati, Iswandi, H., Bulutoding, L., & Wahab, A. (2025). PINJAMAN ONLINE ILEGAL DAN DAMPAKNYA TERHADAP KEHIDUPAN SOSIAL EKONOMI MASYARAKAT. Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syari’ah, 6(2), 487–496. https://doi.org/10.24252/iqtishaduna.vi.54830
Hartati, R. & Syafrida. (2022). PERLINDUNGAN HUKUM KONSUMEN NASABAH PINJAMAN ONLINE ILEGAL (PINJOL ILEGAL). Otentik’s : Jurnal Hukum Kenotariatan, 4(2), 167–185. https://doi.org/10.35814/otentik.v4i2.3737
Pratama Sinaga, E., & Alhakim, A. (2022). TINJAUAN YURIDIS TERHADAP PERLINDUNGAN HUKUM BAGI PENGGUNA JASA PINJAMAN ONLINE ILEGAL DI INDONESIA. UNES Law Review, 4(3), 283–296. https://doi.org/10.31933/unesrev.v4i3.235
Safitri, T. A. (2020). The Development of Fintech in Indonesia. Proceedings of the 1st Borobudur International Symposium on Humanities, Economics and Social Sciences (BIS-HESS 2019). https://doi.org/10.2991/assehr.k.200529.139
Sakir, M. (2019). SOLUSI PENENTUAN CREDIT SCORING NASABAH BANK DENGAN ALGORITMA CART. Simtek : jurnal sistem informasi dan teknik komputer, 4(1), 6–8. https://doi.org/10.51876/simtek.v4i1.40
Sartika, K. D., & Larasati, D. (2023). LiteratureReview: Dampak Fenomena Pinjaman Online Ilegal di Indonesia. Innovative: Journal of Social Science Research, 3(6), 2940–2948.
Simanjuntak, H. A. (2019). PENYELESAIAN UTANG DEBITUR TERHADAP KREDITUR MELALUI KEPAILITAN. Jurnal Justiqa, 1(1). http://dx.doi.org/10.36764/justiqa.v1i1.221
Sugangga, R., & Sentoso, E. H. (2020). PERLINDUNGAN HUKUM TERHADAP PENGGUNA PINJAMAN ONLINE (PINJOL) ILEGAL. PAKUAN JUSTICE JOURNAL OF LAW, 1(1), 47–61. https://doi.org/10.33751/pajoul.v1i1.2050
Tampubolon, H. R. (2019). SELUK-BELUK PEER TO PEER LENDING SEBAGAI WUJUD BARU KEUANGAN DI INDONESIA. Jurnal Bina Mulia Hukum, 3(2), 188–198. https://doi.org/10.23920/jbmh.v3n2.15
Wijayanta, T. (2014). KAJIAN TENTANG PENGATURAN SYARAT KEPAILITAN MENURUT UNDANG-UNDANG NOMOR 37 TAHUN 2004. Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada, 26(1), 1. https://doi.org/10.22146/jmh.16063
Copyright (c) 2025 Jason Nicholas

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.